Hindi · Intermediate (B1) · Chapter 10 of 12
Money and everyday services
बैंक मेंbaink men
Open a bank account in Hindi: get things done with causative verbs (खुलवाना, करवाना), make formal requests and handle lakhs and crores.
In this chapter you'll learn to
- Open a bank account and understand the clerk
- Say you're having something done with करवाना (karvaanaa) and similar verbs
- Make polite requests at a counter
- Understand big amounts in lakhs and crores
Listen
Anjum has just moved to Shimla for a teaching job. She goes to a bank to open an account. Mr Negi works at the counter. Listen to the whole dialogue first, then line by line.
Anjum
नमस्ते। मुझे एक बचत खाता खुलवाना है।
Namaste. Mujhe ek bachat khaataa khulvaanaa hai.
Hello. I'd like to open a savings account.
Mr Negi
जी, ज़रूर। क्या आप अपना आधार कार्ड और पैन कार्ड लाई हैं?
Jee, zaroor. Kyaa aap apnaa aadhaar kaard aur pain kaard laaee hain?
Yes, of course. Have you brought your Aadhaar card and PAN card?
Anjum
जी हाँ, दोनों लाई हूँ। और मैंने कल दो फ़ोटो भी खिंचवाई थीं।
Jee haan, donon laaee hoon. Aur mainne kal do foto bhee khinchvaaee theen.
Yes, I've brought both. And I had two photos taken yesterday as well.
Mr Negi
बहुत अच्छा। पहले यह फ़ॉर्म भर दीजिए। अगर कोई दिक़्क़त हो, तो मुझे बताइए।
Bahut achchhaa. Pahle yah form bhar deejiye. Agar koee dikkat ho, to mujhe bataaiye.
Very good. First, please fill in this form. If there's any problem, let me know.
Anjum
धन्यवाद। खाते में कम से कम कितने पैसे रखने पड़ते हैं?
Dhanyavaad. Khaate men kam se kam kitne paise rakhne parte hain?
Thank you. What's the minimum I have to keep in the account?
Mr Negi
कम से कम पाँच हज़ार रुपये। नहीं तो हर महीने चार्ज लगता है।
Kam se kam paanch hazaar rupaye. Naheen to har maheene chaarj lagtaa hai.
At least five thousand rupees. Otherwise there's a charge every month.
Anjum
ठीक है। और कृपया बताइए, डेबिट कार्ड कब तक मिलेगा?
Theek hai. Aur kripyaa bataaiye, debit kaard kab tak milegaa?
All right. And could you tell me when I'll get the debit card?
Mr Negi
कार्ड एक हफ़्ते में आपके घर के पते पर भेज दिया जाएगा।
Kaard ek hafte men aapke ghar ke pate par bhej diyaa jaayegaa.
The card will be sent to your home address within a week.
Anjum
एक बात और। मेरे पास डेढ़ लाख रुपये का एक चेक है। क्या मैं उसे आज ही जमा कर सकती हूँ?
Ek baat aur. Mere paas dedh laakh rupaye kaa ek chek hai. Kyaa main use aaj hee jamaa kar saktee hoon?
One more thing. I have a cheque for one and a half lakh rupees. Can I pay it in today?
Mr Negi
जी हाँ। खाता आज ही खुल जाएगा। उसके बाद चेक जमा कर दीजिएगा, पैसे दो दिन में आपके खाते में आ जाएँगे।
Jee haan. Khaataa aaj hee khul jaayegaa. Uske baad chek jamaa kar deejiyegaa, paise do din men aapke khaate men aa jaayenge.
Yes. The account will be opened today. After that, please pay the cheque in, and the money will be in your account in two days.
Anjum
बहुत अच्छा। मेरे अब्बू भी अपना खाता लखनऊ से यहाँ ट्रांसफ़र करवाना चाहते हैं।
Bahut achchhaa. Mere abboo bhee apnaa khaataa Lakhnaoo se yahaan traansfar karvaanaa chaahte hain.
Great. My father would also like to have his account transferred here from Lucknow.
Mr Negi
तो उन्हें अगले हफ़्ते किसी भी दिन भेज दीजिए। बैंक सुबह दस से शाम चार बजे तक खुला रहता है।
To unhen agle hafte kisee bhee din bhej deejiye. Baink subah das se shaam chaar baje tak khulaa rahtaa hai.
Then send him in any day next week. The bank is open from ten in the morning to four in the afternoon.
Understand
Getting things done: खुलवाना, करवाना
In chapter 6 you saw pairs like (khulnaa), to open (by itself), and (kholnaa), to open something. Many verbs have a third form with -वा- (-vaa-): (khulvaanaa), to have something opened, to get someone to open it. Anjum doesn't open the account herself; the bank does it for her: (mujhe khaataa khulvaanaa hai).
These causative verbs are regular and take (ne) in the past: (mainne foto khinchvaaeen), I had photos taken. The person who does the work takes (se): (mainne maikenik se miksar theek karvaayaa), I had the mechanic repair the mixer.
| Verb | Have it done | Example |
|---|---|---|
| (kholnaa), to open | (khulvaanaa) | (khaataa khulvaanaa), to open an account |
| (karnaa), to do | (karvaanaa) | (traansfar karvaanaa), to have (it) transferred |
| (banaanaa), to make | (banvaanaa) | (nayaa paasport banvaanaa), to get a new passport |
| (bhejnaa), to send | (bhijvaanaa) | (paise bhijvaanaa), to have money sent |
| (kheenchnaa), to take (a photo) | (khinchvaanaa) | (foto khinchvaanaa), to have a photo taken |
Polite requests at the counter
At a bank, a post office or any office, requests are made with (aap) and usually with the compound (denaa), which makes them sound helpful rather than bossy: (yah form bhar deejiye), please fill in this form. (kripyaa), please, and (zaraa), just, a moment, soften them further.
A question with (saknaa) or the future is even more polite: (kyaa aap meree madad kar sakte hain?), could you help me? (kyaa aap yah badal denge?), would you change this?
- ज़रा यह फ़ॉर्म देख लीजिए।Zaraa yah form dekh leejiye.Would you just have a look at this form?
- कृपया यहाँ साइन कर दीजिए।Kripyaa yahaan saain kar deejiye.Please sign here.
- क्या आप मुझे बता सकते हैं कि पोस्ट ऑफ़िस कहाँ है?Kyaa aap mujhe bataa sakte hain ki post ofis kahaan hai?Could you tell me where the post office is?
Big amounts: लाख and करोड़
Indian English and Hindi count big amounts in lakhs and crores: (ek laakh) is 100,000 and (ek karor) is 10,000,000 (a hundred lakh). The commas are placed differently too: 1,50,000 is (dedh laakh). The fraction words from A1 work with them: , , (savaa, dedh, dhaaee).
| Written | Hindi | In English |
|---|---|---|
| ₹5,000 | (paanch hazaar rupaye) | five thousand rupees |
| ₹5,500 | (saadhe paanch hazaar rupaye) | five thousand five hundred rupees |
| ₹1,50,000 | (dedh laakh rupaye) | 150,000 rupees |
| ₹2,50,000 | (dhaaee laakh rupaye) | 250,000 rupees |
| ₹1,00,00,000 | (ek karor rupaye) | ten million rupees |
More in the grammar: Hindi numbers: from 0 to a million · Commands and requests: आ, आओ, आइए · The passive: किया जाता है · Verb families: खुलना, खोलना, खुलवाना
New words
- बचत खाताbachat khaataasavings account · (khaataa), account, is masculine; (bachat) means “savings”
- खुलवानाkhulvaanaato have (something) opened · (khaataa khulvaanaa), to open an account (at a bank)
- पैन कार्डpain kaardPAN card, the Indian tax number card · masculine
- खिंचवानाkhinchvaanaato have (a photo) taken · (foto), photo, is feminine
- भरनाbharnaato fill, to fill in · (form bhar deejiye), please fill in the form
- कम से कमkam se kamat least
- नहीं तोnaheen tootherwise
- चार्ज लगनाchaarj lagnaato be charged · (har maheene chaarj lagtaa hai), there's a monthly charge
- पताpataaaddress · masculine; (ghar kaa pataa), home address. You know it from (pataa naheen), I don't know.
- लाखlaakhlakh, one hundred thousand (100,000) · (dedh laakh), 150,000
- चेकchekcheque · masculine
- जमा करनाjamaa karnaato pay in, to deposit · (jamaa) never changes
- करवानाkarvaanaato have (something) done · (traansfar karvaanaa), to have (it) transferred
- खुला रहनाkhulaa rahnaato be open, to stay open · (baink chaar baje tak khulaa rahtaa hai), the bank is open until four
Practise
1.You want the bank to open an account for you. What do you say?
2.Anjum had two photos taken yesterday. Which sentence is correct?
3.Anjum speaks to the clerk. Put the words in order.
Tap the words below in the right order.I'd like to open a savings account.
4.Match the Hindi with the English.
Pick a word on the left, then its meaning on the right.
5.How do you say ₹2,50,000 in Hindi?
6.Which is the most polite request at a bank counter?
0 of 6 exercises done.
Say it out loud
मुझे एक बचत खाता खुलवाना है।
Mujhe ek bachat khaataa khulvaanaa hai.
I'd like to open a savings account.
Listen, then say it out loud, as close to the recording as you can.
Check
Five questions on this chapter. Then mark it as finished to add its words to your review deck.
0 of 5 answered.