Korean · Intermediate (B1) · Chapter 10 of 12
Money and everyday services
은행에서Eunhaengeseo
Open a bank account and send money home in Korean: -(으)려면 (to do…, you need), formal staff language, and big numbers from 만 to 억.
In this chapter you'll learn to
- Ask what you need to do with -(으)려면
- Understand bank staff speaking formal 합니다체 with -(으)시-
- Make polite requests with -아/어 주시겠어요?
- Say big amounts of money: 십만, 백만, 천만, 억
Listen
In Mokpo, Lan, a nurse from Vietnam who has just moved to the city, opens a bank account. Mr Seo serves her at the counter. Listen to the whole dialogue first, then line by line.
Mr Seo
안녕하십니까. 삼십칠 번 고객님, 이쪽으로 오십시오.
Annyeonghasimnikka. Samsipchil beon gogaengnim, ijjogeuro osipsio.
Good morning. Customer number thirty-seven, this way, please.
Lan
안녕하세요. 계좌를 만들고 싶어요. 지난주에 목포로 이사 왔어요.
Annyeonghaseyo. Gyejwareul mandeulgo sipeoyo. Jinanjue Mokporo isa wasseoyo.
Hello. I'd like to open an account. I moved to Mokpo last week.
Mr Seo
네, 통장을 개설하시려면 신분증이 필요합니다. 외국인 등록증 있으십니까?
Ne, tongjangeul gaeseolhasiryeomyeon sinbunjeungi piryohamnida. Oegugin deungnokjeung isseusimnikka?
Certainly. To open an account, you need ID. Do you have your residence card?
Lan
네, 여기 있어요. 체크카드도 같이 만들 수 있어요?
Ne, yeogi isseoyo. Chekeukadeudo gachi mandeul su isseoyo?
Yes, here it is. Can I get a debit card at the same time?
Mr Seo
네, 됩니다. 그럼 이 신청서를 작성해 주시겠습니까? 여기하고 여기에 서명하시면 됩니다.
Ne, doemnida. Geureom i sincheongseoreul jakseonghae jusigetseumnikka? Yeogihago yeogie seomyeonghasimyeon doemnida.
Yes, you can. Then would you fill in this application form? Just sign here and here.
Lan
다 썼어요. 비밀번호는 어떻게 해요?
Da sseosseoyo. Bimilbeonhoneun eotteoke haeyo?
I've filled it all in. What do I do about the PIN?
Mr Seo
여기에 숫자 네 개를 두 번 누르시면 됩니다.
Yeogie sutja ne gaereul du beon nureusimyeon doemnida.
Just type four numbers here, twice.
Lan
그리고 베트남에 계신 부모님께 돈을 보내려면 어떻게 해야 돼요?
Geurigo Beteuname gyesin bumonimkke doneul bonaeryeomyeon eotteoke haeya dwaeyo?
And what do I need to do to send money to my parents in Vietnam?
Mr Seo
해외 송금은 앱으로 하시면 됩니다. 한 번에 오백만 원까지 보내실 수 있고, 수수료는 오천 원입니다.
Haeoe songgeumeun aebeuro hasimyeon doemnida. Han beone obaengman wonkkaji bonaesil su itgo, susuryoneun ocheon wonimnida.
You can send money abroad with the app. You can send up to five million won at a time, and the fee is five thousand won.
Lan
저는 매달 백만 원을 보낼 거예요. 환전도 제가 해야 돼요?
Jeoneun maedal baengman woneul bonael geoyeyo. Hwanjeondo jega haeya dwaeyo?
I'll be sending a million won every month. Do I have to change the money myself too?
Mr Seo
아니요, 원으로 보내시면 저희가 베트남 돈으로 바꿔서 보내 드립니다.
Aniyo, woneuro bonaesimyeon jeohuiga Beteunam doneuro bakkwoseo bonae deurimnida.
No, if you send it in won, we change it into Vietnamese money and send it for you.
Lan
아, 편하네요. 그럼 오늘 오십만 원 입금해 주시겠어요?
A, pyeonhaneyo. Geureom oneul osimman won ipgeumhae jusigesseoyo?
Oh, that's convenient. Then could you pay five hundred thousand won into the account today?
Understand
If you want to…: -(으)려면
-(으)려면 combines “in order to” (-(으)려고, chapter 8) with “if” (-(으)면): “if you want to…, (then) you need…”. Use -려면 after a vowel or ㄹ, and -으려면 after other consonants: (gyejwareul mandeullyeomyeon), to open an account; (doneul chajeuryeomyeon), to withdraw money.
The second half says what is needed or what to do: (sinbunjeungi piryohaeyo), you need ID; -아야 / -어야 돼요 (you have to); or -(으)면 돼요 (you just need to). As a question it's the natural way to ask for instructions: (bonaeryeomyeon eotteoke haeya dwaeyo?), what do I have to do to send it?
| If you want to… | …you need to |
|---|---|
| (gyejwareul mandeullyeomyeon) | (Sinbunjeungi piryohaeyo.) you need ID. |
| (doneul bonaeryeomyeon) | (Aebeul sseumyeon dwaeyo.) you can just use the app. |
| (hwanjeonharyeomyeon) | (Jeojjok changguro gaya dwaeyo.) you have to go to that counter. |
| (soporeul buchiryeomyeon) | (Ucheguge gaseyo.) go to the post office. |
Bank staff language
Staff at banks, post offices and government offices speak (hamnidache) and add the honorific -(으)시- to everything the customer does: (isseusimnikka?), do you have…?; (bonaesil su itseumnida), you can send. They call you (gogaengnim), “dear customer”, and use the humble (jeohui) for the bank.
Two patterns tell you what to do: -아 / -어 주시겠습니까?, would you…? (, jakseonghae jusigetseumnikka?, would you fill it in?), and -(으)시면 됩니다, you just need to (, seomyeonghasimyeon doemnida, just sign). As a customer you can answer in ordinary polite (haeyoche) and use -아 / -어 주시겠어요? for your own requests.
| Staff say | Meaning |
|---|---|
| (Ijjogeuro osipsio.) | This way, please. |
| (Sinbunjeung isseusimnikka?) | Do you have ID? |
| (Yeogie seonghameul jeogeo jusigetseumnikka?) | Would you write your name here? |
| (Yeogie seomyeonghasimyeon doemnida.) | Just sign here. |
| (Jamsiman gidaryeo jusipsio.) | Please wait a moment. |
Big numbers: 만, 십만, 백만, 천만, 억
English groups big numbers in threes (thousand, million), but Korean groups them in fours, around (man, 10,000) and (eok, 100,000,000). So a million is “a hundred ten-thousands”, (baengman), and 3,500,000 is (sambaegosimman), “three hundred and fifty ten-thousands”. To work it out, cover the last four zeros: 350|0000 is 350 (man).
As with (cheon), you don't say (il) before : 10,000 won is (man won). Before (eok) you do: (ireok). In writing, Koreans often mix digits and words: (sambaegosimman won), (ireok icheonman won).
| Number | Korean |
|---|---|
| 10,000 | (man) |
| 100,000 | (simman) |
| 1,000,000 | (baengman) |
| 3,500,000 | (sambaegosimman) |
| 10,000,000 | (cheonman) |
| 100,000,000 | (ireok) |
More in the grammar: Numbers, counters, time and dates · If sentences: -(으)면, -(으)려면, -다면, -았/었더라면
New words
- 번호표beonhopyonumber ticket (for the queue) · (beonhopyoreul ppopda), to take a number
- 계좌gyejwa(bank) account · (gyejwa beonho), account number; (eunhaengeseo gyejwareul mandeureoyo), I open an account at the bank (, eunhaeng)
- 통장tongjangbankbook; (bank) account · In everyday speech (tongjang) often just means the account.
- 개설하다gaeseolhadato open (an account) · formal; in everyday speech (mandeulda)
- 신분증sinbunjeungID card, identification
- 외국인 등록증oegugin deungnokjeungresidence card for foreigners
- 체크카드chekeukadeudebit card · credit card: (sinyong kadeu)
- 작성하다jakseonghadato fill in, to write (a form, a document) · (sincheongseoreul jakseonghada), to fill in an application form (, sincheongseo)
- 서명seomyeongsignature · (seomyeonghada), to sign
- 비밀번호bimilbeonhoPIN, password · (bimilbeonhoreul nureuseyo), type in your PIN (, nureuda, to press; 르 irregular: )
- 송금하다songgeumhadato transfer money, to send money · (haeoe songgeum), sending money abroad; (maedal songgeumhaeyo), I send money every month (, maedal)
- 수수료susuryofee, commission
- 환전hwanjeoncurrency exchange · (hwanjeonhada), to change money; (pyeonhaneyo), that's convenient (, pyeonhada)
- 입금ipgeumdeposit, paying in · (ipgeumhada), to pay in; (chulgeum), withdrawal
Practise
1.How do you say ₩3,500,000?
2.How do you say “To open an account, you need ID”?
3.The bank clerk tells you what to do. Put the words in order.
Tap the words below in the right order.Just sign here.
4.Match the Korean with the English.
Pick a word on the left, then its meaning on the right.
5.Put the words in order.
Tap the words below in the right order.What do I need to do to send money to my parents?
6.What is (ireok)?
0 of 6 exercises done.
Say it out loud
계좌를 만들고 싶어요.
Gyejwareul mandeulgo sipeoyo.
I'd like to open an account.
Listen, then say it out loud, as close to the recording as you can.
Check
Five questions on this chapter. Then mark it as finished to add its words to your review deck.
0 of 5 answered.